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HomeTerms of Service

Terms of Service

Please read these terms carefully before using our lead generation services

Last updated: September 2025

Terms of Use Agreement

This Terms of Use Agreement ("Agreement") constitutes a legally binding agreement made between you ("you" or "user") and Leads Direct LLC and its affiliated companies (collectively, "Company", "we", "our" or "us"), concerning your access to and use of our website, including other media forms and media channels, including mobile websites and mobile applications, related or connected thereto ("Website").

Important: Persons under the age of 18 are not permitted to register for the Website or use the Website services.

IF YOU DO NOT AGREE TO ABIDE BY THIS AGREEMENT, OR TO MODIFICATIONS THAT COMPANY MAY MAKE TO THIS AGREEMENT IN THE FUTURE, DO NOT USE OR ACCESS OR CONTINUE TO USE OR ACCESS THE WEBSITE SERVICES OR THE WEBSITE.

Website Services – Advertising and Matching Services

Important Notice: We are not a seller of any products or services to users of this Website and Company is not a lender or provider of any financial, insurance or other services.

Our Website serves merely as a marketing lead exchange and matching platform (the "Website Services") between users and our network of institutions, affiliates, agencies and providers (the "Partners") that offer and market products and services, which may include, depending upon which of our websites you visit, payday loans, auto loans, educational loans, mortgage products, insurance products, home contractor services, or other products and services (the "Offerings").

Company is not an agent of any Partner. Company is merely performing the matching services as described. We do not guarantee that the price, product, availability, rates, fees, or any other terms offered and made available by the Partners are the most favorable terms available. We do not endorse or recommend the Offerings of any particular Partner.

All decisions relating to the Offerings shall be made solely by the Partners, such as whether (i) you satisfy the criteria established by the Partners for the Offerings, (ii) the Partners will contact you after receiving Your Application Information, and (iii) the Partners will approve you for their Offering.

User Representations

By using the Website Services, you represent and warrant that:

  • all information you submit is truthful and accurate;
  • you will maintain the accuracy of such information;
  • you will keep your password, if applicable, confidential and will be responsible for all use of your password and account;
  • you are at least 18 years of age; and
  • your use of the Website Services does not violate any applicable law or regulation.

Prohibited Activities

You may not access or use the Website for any other purpose other than that for which Company makes it available. The Website is for the personal use of users only and may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by Company.

Prohibited activities include, but are not limited to:

  • • Engaging in unauthorized framing of or linking to the Website
  • • Reverse engineering any software comprising the Website
  • • Interfering with or disrupting the Website or connected networks
  • • Using automated systems like data mining or robots
  • • Systematic retrieval of data without written permission
  • • Attempting to bypass security measures
  • • Using the Website to compete with Company
  • • Harassing Company employees or agents
  • • Using the Website inconsistent with applicable laws

Intellectual Property Rights

The content on the Website ("Company Content") and the trademarks, service marks and logos contained therein ("Marks") are owned by or licensed to Company, subject to copyright and other intellectual property rights under United States and foreign laws and international conventions.

Company Content includes, without limitation, all source code, databases, functionality, software, website designs, text, video and graphics. All Company graphics, logos, designs, page headers, button icons, scripts and service names are registered trademarks, trademarks or trade dress of Company in the U.S. and/or other countries.

Privacy

We care about the privacy of our users. Please review the Leads Direct Privacy Policy. By using the Website or the Website Services, you are consenting to have your personal data transferred to and processed in the United States and consenting to the terms of our Privacy Policy.

Disclaimers

IMPORTANT DISCLAIMER:

YOU AGREE THAT YOUR USE OF THE WEBSITE AND WEBSITE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, LEADS DIRECT, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE WEBSITE AND THE WEBSITE SERVICES AND YOUR USE THEREOF.

Limitations of Liability

IN NO EVENT SHALL LEADS DIRECT OR ITS DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA OR OTHER DAMAGES ARISING FROM YOUR USE OF THE WEBSITE OR WEBSITE SERVICES.

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, LEADS DIRECT'S LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO LEADS DIRECT FOR WEBSITE SERVICES DURING THE PERIOD OF THREE (3) MONTHS PRIOR TO ANY CAUSE OF ACTION ARISING.

Dispute Resolution & Arbitration

You agree that any dispute or claim arising out of your use of the Site shall be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. The Federal Arbitration Act and federal arbitration law apply to this agreement.

Arbitration shall be administered by the Judicial Arbitration and Mediation Services, Inc. (JAMS), pursuant to the JAMS Streamlined Arbitration Rules & Procedures, and conducted by a single, neutral arbitrator.

Governing Law

All questions of law, rights, and remedies regarding any act, event or occurrence undertaken pursuant or relating to this Website or the Website Services shall be governed and construed by the law of the State of Florida, excluding such state's conflicts of law rules. Any legal action shall be brought solely in either the applicable federal or state courts located in or with jurisdiction over Miami-Dade County, Florida.

Contact Us

In order to resolve a complaint regarding the Website or to receive further information regarding use of the Website, please contact us at:

Leads Direct LLC

8306 Mills Dr STE 396

Miami, FL 33183

[email protected]